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IMG_2409
FreedomRing
on November 2, 2025
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In Album: FreedomRing's Timeline Photos
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    lesscowbell
    The federal Fair Debt Collection Practices Act has been around since 1977. It does not make it illegal for an entity to purchase debt. However, it is a violation of the Act if an agency attempts to collect a debt that is barred by the statute of limitations, which in most states is four years. In so... View More
    • November 2, 2025